Money is how we live our dreams—it’s what we call our lifestyle.
Growing up we see our parents use or misuse money. We watch them save or we watch them spend, sometimes recklessly, and then they end up in debt. All too often, their money habits become ours. We either learn how to save our money or spend what we don’t have and end up with more debt than we can handle. That’s when our lifestyle stops
Sure, we love having the nice car, the great clothes, the awesome vacations, but what we don’t know or realize is that there are limits to how we spend our money. The trick is to find out how to use our money more effectively.
If it’s done in a healthy way, the life-blood flows, and it’s called financial fitness. If it’s unhealthy, we’re living beyond what we earn, the life-blood dries up, and we’re in a world of hurt.
Debt is a funny thing. If it’s used correctly, debt can actually be part of a healthy financial life. But most people don’t know how to do that. They end up in bankruptcy, and while that may be the easy way out, what isn’t easy is changing bad habits. That’s how people end up where they were before. High credit card balances full of impulse buys, a too-expensive car….the “buy now, figure out how to pay for it later,” comes at a far greater cost than just the money problems. The stress, the sleepless nights, the constant worry…
The health of your financial future is your choice. To become financially fit and DEBT FREE you can learn from your mistakes, and move on in life, handling money productively and living prosperously. Debt does not have to control or limit your lifestyle anymore.